Value Added Services
direct from Authorize.Net

All these Value Added Services are available to you directly from Authorize.Net, and can be accessed within your Merchant Interface.

Fraud Detection Suite (FDS)
Automated Recurring Billing (ARB)
Customer Information Manager (CIM)
Expanded Credit Capabilities (ECC)
Electronic Check Processing (eCheck.Net)

The Merchant Interface is a secure Web site found at https://account.authorize.net that allows you to manage transactions, configure your account settings, view account statements, generate reports and more. It is available from any computer with an Internet connection and Web browser - you never need to download or install any software.

Submit, review, or void your transactions online. Manually enter payments or issue refunds with the built-in Virtual Terminal, or submit multiple transactions in a single file using the Batch Upload feature. Generate and download Online Reports on settled, declined, and returned transactions; and import downloaded transaction data into your QuickBooks software.

Configure the way transactions are handled, including Security settings and transaction responses. You can also sign up for any of the Value Added Services listed on this page, and access important announcements.

FDS: The Authorize.Net® Fraud Detection Suite (FDS)™ which costs $9.95 per month with no set up or transaction fees, is a set of customizable, rules-based filters and tools that identify, manage and prevent suspicious and potentially costly fraudulent transactions. You can customize FDS filters and tools to match your business needs and control how suspicious transactions are handled, including the ability to approve, decline or hold transactions for manual review.

ARB: Automated Recurring Billing (ARB)™ which costs $10.00 per month with no set up or transaction fees, is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. You can take advantage of ARB’s flexible features to enhance customer service and build customer loyalty, while reducing authorization declines and overall administrative costs.

ARB provides multiple methods for creating subscriptions. Simply create a subscription in your Merchant Interface that includes the customer’s payment information, a billing amount, and payment schedule. Or allow your online customers to choose installment payments from your custom payment form when you integrate your Web site directly to our ARB application programming interface (API). ARB does the rest, generating subsequent transactions based on the schedule provided.

CIM: The Authorize.Net® Customer Information Manager (CIM), which costs $20.00 per month with no set up or transaction fees, allows you to store your customers’ sensitive payment information on our secure servers, simplifying payments for returning customers and recurring transactions. It can also help you comply with the Payment Card Industry (PCI) Data Security Standard, since customer data is no longer stored locally.
CIM is an ideal tool for businesses that need to securely save customer data and provide convenience for your customers.

ECC: Expanded Credit Capabilities (ECC), which must be applied for, is a free service that allows you to process refunds for transactions that either occurred over 120 days ago or were not processed through the payment gateway. While expanding your refund capabilities, please note that having ECC as a part of your payment gateway account increases your exposure to possible fraud.

When enabled for the Expanded Credit Capabilities, all credit transactions processed through your payment gateway account will bypass the referential checks in the payment gateway's Credit-Return feature and anyone with sufficient permissions will be able to issue credits to consumer credit cards or bank accounts without the following limitations that have been placed on other merchant payment gateway accounts: 1) credits may only be issued with a valid transaction ID against a transaction settled through your payment gateway account to the same credit card type and number or bank account as the original debit transaction, and 2) the sum of all credits issued cannot exceed the amount of the original debit transaction.

Please note that Expanded Credit Capabilities are available only to merchants who submit credits via the Advanced Integration Method (AIM), the Simple Integration Method (SIM) transactions, or via the Virtual Terminal or Upload Transaction File features of the Merchant Interface.

eCheck: Authorize.Net® provides an exclusive, fully integrated electronic check payment method, eCheck.Net® (see pricing below). Using eCheck.Net, you can accept and process payments from consumer and corporate bank accounts directly from your Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

You will be applying directly to Authorize.Net, and Underwriting and Approval are performed by Authorize.Net.

Login into your Authorize.Net account to review the status of your application. Funds directly deposited into your checking account.

eCheck.Net Per-Transaction Fee: $0.35 cents

eCheck.Net Discount Rate (Cumulative Tier)

Charge Transaction Dollar Volume

$0-$4,999.99	0.75%
$5,000.00-$49,999.99	0.70%
$50,000.00-$199,999.99	0.60%
$200,000.00 or more	0.55%
eCheck.Net Setup Fee	WAIVED
eCheck.Net Chargeback Fee	$25.00
eCheck.Net Returned Item Fee	$3.00
eCheck.Net Batch Fee	$0.35
eCheck.Net Minimum Monthly Fee	$10.00