Authorize.Net Merchant Accounts from JustGateways.com

Typically JustGateways encourages merchants to bring their own merchant accounts to us, so that we can build their Authorize.Net accounts. However, for those merchants that do not already have their eCommerce merchant accounts set up, we are happy to provide a BUNDLED merchant account and Authorize.Net gateway solution through our partner Merchant Focus Processing. Merchant Focus Processing offers the highest quality Visa/MasterCard processing services at the most competitive rates. American Express and Discover Card available right on the application.

Internet Merchant Account Rates and Fees:
VISA/MasterCard Rate: QUALIFIED (Debit/Credit/Rewards)	2.19% Discount Rate
VISA/MasterCard Rate: NON-QUAL (Corporate/Foreign/Gov)	3.79% Discount Rate
Per Transaction Fee	$0.24 per transaction
No Address Verification (AVS) Fees	N/A
No Batch Header Fees	N/A
Service Fee: includes Statement mailed each month	$10.00 per month
No Annual Fee	N/A
No Termination Penalties	with Written Notice
American Express/Discover Card	Quoted Separately
Authorize.Net Set Up Fee	FREE Set-Up
Authorize.Net Gateway Fees	$15.00 Monthly Access fee $0.10 cents per transaction

Credit card processing on the Internet can be very confusing. Here is a diagram to help you understand the flow of a transaction from Step 1: "authorization" through to Step 9: "settlement" of funds into your checking account: